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Maybank · Visa Infinite · Miles

Maybank Manchester United Visa Infinite

Earns
0.4 miles per RM Groceries
Lounge
5 visits a year Plaza Premium
Min income
RM100,000 a year
Annual fee
RM800 Waived at RM80,000 spend a year
See it on Maybank's site

Good for

  • Groceries. 5 TreatsPoints per RM1, about 0.4 miles per RM1.
  • Overseas spend. 5 TreatsPoints per RM1, about 0.4 miles per RM1.
  • Manchester United perks: 10% off at the official store and Red Cafe, 20% off the stadium tour.

Watch out

  • RM800 a year from the second year unless you spend RM80,000 a year.
  • Petrol, bills, education and insurance earn only 1 TreatsPoint per RM1.
  • Overseas fee is 2.25%: 1.25% Visa plus 1% Maybank.

What it earns

TreatsPoints, per RM spent, and the miles they make in Enrich, KrisFlyer or Asia Miles.

SpendingEarnsDetails
Dining, Groceries, EV charging and more in a foreign currency5 points per RM 0.4 miles per RM.
Groceries5 points per RM 0.4 miles per RM.
Dining, Groceries, EV charging and more in ringgit2 points per RM 0.16 miles per RM.
Petrol, Utilities, Education and more1 point per RM 0.08 miles per RM.
Everything else1 point per RM 0.08 miles per RM.
Government / LHDN / JPJ, JomPAY / FPX / DuitNow to billers, Touch 'n Go reload and moreNothing Government / LHDN / JPJ, JomPAY / FPX / DuitNow to billers, Touch 'n Go reload, Grab top-up / GrabPay, Boost top-up, ShopeePay top-up and MAE / other e-wallet.

Points and transfers

Enrich
12,500 points for 1,000 miles Moved in blocks of 12,500 points.
KrisFlyer
12,500 points for 1,000 miles Moved in blocks of 12,500 points.
Asia Miles
12,500 points for 1,000 miles Moved in blocks of 12,500 points.

Travel

Airport lounges
5 free visits a year Plaza Premium. Plaza Premium and Sky Lounge (Subang Airport). Offer runs until 31 December 2027.
Overseas spending fee
2.25% 1.25% Visa plus 1% Maybank

Insurance

Applies when you charge your travel ticket to the card.

Travel accident
Up to RM2 million When you charge your travel ticket to the card.
Travel inconvenience
Not listed Maybank does not list this cover for this card.
Shopping and fraud cover
Not listed Maybank does not list this cover for this card.

Fees and charges

What it costs if you don't pay in full, or use it for cash.

Annual fee
RM800 Free the first year. Waived if you spend RM80,000 in a year.
Extra (supplementary) cards
Free for the first 4 cards RM400 a year from the 5th card.
Service tax
RM25 a year per card A government charge on every credit card in Malaysia, billed by the bank.
Interest
15%, 17% or 18% a year Depends on how reliably you paid over the last 12 months. None if you pay the full balance by the due date.
Minimum monthly payment
5% of the balance, at least RM25
Late payment
1% of the balance, RM10 to RM100 Charged when the minimum payment is late.
Cash withdrawal
2.52% fee, at least RM11.65 Plus 18% a year interest, worked out daily.
Replacement card
RM50

Who can apply

Income
RM100,000 a year or more
Documents
  • NRIC or passport, both sides, also for supplementary applicants
  • Latest BE form with tax receipt
  • Last 3 months' salary slips
  • Last 6 months' savings or current account statements
Self-employed: business registration and 6 months' bank statements. Expatriates: employer letter on the contract length.

Other perks

Concierge
Visa Concierge and Global Assist By phone, WhatsApp or email.
Pay by phone
Apple Pay, Google Pay
Card network
Visa Infinite

Where this comes from