Best miles cards for utilities
Ranked by the miles each card earns on your utilities. Change the amount or the programme and the order changes with it.
Top miles cards for RM200 of utilities
Enrich miles a month on utilities alone
1 
The Platinum Card Points Maybank 0.71 miles per RM on utilities. Earns Membership Rewards points. This figure is after they convert to Enrich miles. They transfer in 7,000-point blocks, so miles arrive in batches. 1430.71 per RM
The Platinum Card Points Maybank 0.71 miles per RM on utilities. Earns Membership Rewards points. This figure is after they convert to Enrich miles. They transfer in 7,000-point blocks, so miles arrive in batches. 1430.71 per RM2 
CIMB e Card Points CIMB 0.26 miles per RM on utilities. Earns Bonus Points. This figure is after they convert to Enrich miles. They transfer in 62,500-point blocks, so miles arrive in batches. 530.26 per RM
CIMB e Card Points CIMB 0.26 miles per RM on utilities. Earns Bonus Points. This figure is after they convert to Enrich miles. They transfer in 62,500-point blocks, so miles arrive in batches. 530.26 per RM3 
HLB Infinite Direct miles Hong Leong 0.17 miles per RM on utilities. Miles go straight into Enrich. Nothing to transfer. 330.17 per RM
HLB Infinite Direct miles Hong Leong 0.17 miles per RM on utilities. Miles go straight into Enrich. Nothing to transfer. 330.17 per RM3 
AmBank Enrich Visa Infinite Direct miles AmBank 0.17 miles per RM on utilities. Miles go straight into Enrich. Nothing to transfer. 330.17 per RM
AmBank Enrich Visa Infinite Direct miles AmBank 0.17 miles per RM on utilities. Miles go straight into Enrich. Nothing to transfer. 330.17 per RM5 
Standard Chartered Beyond Priority Banking Points Standard Chartered 0.14 miles per RM on utilities. Earns 360° Rewards Points. This figure is after they convert to Enrich miles. They transfer in 7,000-point blocks, so miles arrive in batches. 290.14 per RM
Standard Chartered Beyond Priority Banking Points Standard Chartered 0.14 miles per RM on utilities. Earns 360° Rewards Points. This figure is after they convert to Enrich miles. They transfer in 7,000-point blocks, so miles arrive in batches. 290.14 per RMShowing 5 of 81 cards that earn miles on utilities
How to read this
- Miles a month on utilities alone. Your other spending isn't counted here.
- Points are already converted. Some cards earn points that you transfer to the programme. Each figure is the miles you get after that transfer, so you can compare them straight across.
- Points transfer in blocks. You may wait a few months before the miles land. Transfer fees and annual fees aren't taken off the figures.
- Minimum spends count as met. Some cards pay their best rate only once the whole month reaches a total. Here each card is shown at that rate.
- Change the programme and the figures change. A card that earns one airline's miles directly shows only for that programme.
Utilities isn't the whole story Transfer blocks and the rest of your spending change which card wins. Put in your whole month
to see which cards to use for what.
Check my whole month