Best miles cards for overseas spending
Ranked by the miles each card earns on your overseas spending. Change the amount or the programme and the order changes with it.
Top miles cards for RM500 of overseas spending
Enrich miles a month on overseas spending alone
1 
UOB Privilege Banking Visa Infinite Points UOB 1 mile per RM on overseas spending. Earns UNIRinggit points. This figure is after they convert to Enrich miles. They transfer in 10,000-point blocks, so miles arrive in batches. 5001 per RM
UOB Privilege Banking Visa Infinite Points UOB 1 mile per RM on overseas spending. Earns UNIRinggit points. This figure is after they convert to Enrich miles. They transfer in 10,000-point blocks, so miles arrive in batches. 5001 per RM1 
HSBC Premier World Mastercard Points HSBC 1 mile per RM on overseas spending. Earns Reward Points. This figure is after they convert to Enrich miles. They transfer in 15,000-point blocks, so miles arrive in batches. 5001 per RM
HSBC Premier World Mastercard Points HSBC 1 mile per RM on overseas spending. Earns Reward Points. This figure is after they convert to Enrich miles. They transfer in 15,000-point blocks, so miles arrive in batches. 5001 per RM3 
UOB PRVI Miles Elite Points UOB 0.83 miles per RM on overseas spending. Earns UNIRinggit points. This figure is after they convert to Enrich miles. They transfer in 12,000-point blocks, so miles arrive in batches. 4170.83 per RM
UOB PRVI Miles Elite Points UOB 0.83 miles per RM on overseas spending. Earns UNIRinggit points. This figure is after they convert to Enrich miles. They transfer in 12,000-point blocks, so miles arrive in batches. 4170.83 per RM3 
UOB Visa Infinite Points UOB 0.83 miles per RM on overseas spending. Earns UNIRinggit points. This figure is after they convert to Enrich miles. They transfer in 12,000-point blocks, so miles arrive in batches. 4170.83 per RM
UOB Visa Infinite Points UOB 0.83 miles per RM on overseas spending. Earns UNIRinggit points. This figure is after they convert to Enrich miles. They transfer in 12,000-point blocks, so miles arrive in batches. 4170.83 per RM5 
Maybank 2 Cards Premier Reserve Points Maybank · American Express + Visa 0.80 miles per RM on overseas spending. Earns TreatsPoints. This figure is after they convert to Enrich miles. They transfer in 12,500-point blocks, so miles arrive in batches. 4000.80 per RM
Maybank 2 Cards Premier Reserve Points Maybank · American Express + Visa 0.80 miles per RM on overseas spending. Earns TreatsPoints. This figure is after they convert to Enrich miles. They transfer in 12,500-point blocks, so miles arrive in batches. 4000.80 per RMShowing 5 of 104 cards that earn miles on overseas spending
How to read this
- Miles a month on overseas spending alone. Your other spending isn't counted here.
- Points are already converted. Some cards earn points that you transfer to the programme. Each figure is the miles you get after that transfer, so you can compare them straight across.
- Points transfer in blocks. You may wait a few months before the miles land. Transfer fees and annual fees aren't taken off the figures.
- Minimum spends count as met. Some cards pay their best rate only once the whole month reaches a total. Here each card is shown at that rate.
- Change the programme and the figures change. A card that earns one airline's miles directly shows only for that programme.
Overseas spending isn't the whole story Transfer blocks and the rest of your spending change which card wins. Put in your whole month
to see which cards to use for what.
Check my whole month