CIMB · Visa Infinite · Miles

CIMB Preferred Visa Infinite-i

Good for

Local dining and spend abroad while you keep RM250,000 with CIMB Preferred: 8 points per RM1. Zakat and charity earn 8 points too.
8 Plaza Premium visits a year, Plaza Premium First included.
No annual fee, for the main or supplementary card.

Only for CIMB Preferred clients with RM250,000 in assets with CIMB.
The extra 7 or 6 points per RM1 are credited each quarter, and only while you keep the RM250,000.
Other local spend earns 1 point per RM1, and petrol and e-wallet reloads earn nothing.

Bonus Points, per RM spent. Each row says what the points are worth.

Spending	Earns	Details
Dining in shops or online	8 points per RM	0.64 miles per RM with Enrich, or 0.53 miles per RM with KrisFlyer or Asia Miles.
Spending in shops or online in a foreign currency	8 points per RM	0.64 miles per RM with Enrich, or 0.53 miles per RM with KrisFlyer or Asia Miles.
Spending in shops or online	1 point per RM	0.08 miles per RM with Enrich, or 0.07 miles per RM with KrisFlyer or Asia Miles.
Petrol, Government / LHDN / JPJ, JomPAY / FPX / DuitNow to billers and more	Nothing	Petrol, Government / LHDN / JPJ, JomPAY / FPX / DuitNow to billers, Touch 'n Go reload, Grab top-up / GrabPay, Boost top-up, ShopeePay top-up and MAE / other e-wallet.

Enrich: 12,500 points for 1,000 miles Moved in blocks of 62,500 points.
KrisFlyer: 15,000 points for 1,000 miles Moved in blocks of 75,000 points.
Asia Miles: 15,000 points for 1,000 miles Moved in blocks of 75,000 points.

Airport lounges: 8 free visits a year Plaza Premium, 150+ worldwide, Plaza Premium First included lounges. At most 4 visits a half-year, shared with your Member Assignee and any other CIMB Preferred card. Valid 1 July 2026 to 30 June 2027. Guests pay half the walk-in rate.
Overseas spending fee: 1% 1% CIMB admin charge, plus any fee Visa or Mastercard adds.

Free. The travel takaful starts once you pay the full air fare with this card, bought straight from the airline, not a travel agent.

Travel accident: Up to RM300,000 For death or permanent disablement on the trip, at most RM300,000 a family. Your spouse and children are covered too; children under 18 get 10%. Overseas medical bills up to RM25,000 a person, RM50,000 a family.
Trip canceled or cut short: Up to RM25,000 Per family. Lost money and travel documents up to RM5,000 a person, RM10,000 a family.
Shopping and fraud cover: Not listed CIMB does not list this cover for this card.
Insurer: Takaful Ikhlas General Berhad Claims for the travel takaful go to Takaful Ikhlas, not CIMB.

What it costs if you don't pay in full, or use it for cash.

Annual fee: Free for life No spending needed to keep it free.
Extra (supplementary) cards: Free The RM25 service tax still applies each year.
Service tax: RM25 a year per card A government charge on every credit card in Malaysia, billed by the bank.
Interest: 15%, 17% or 18% a year An Islamic card (Commodity Murabahah, Tawarruq): these are effective profit rates. They depend on how reliably you paid the minimum over the last 12 months. None if you pay the full balance by the due date (20 days after your statement).
Minimum monthly payment: 5% of the balance, or RM50 Whichever is higher, plus any instalments, service tax and unpaid past minimums.
Late payment: Ta'widh: actual cost up to 1% of the unpaid balance, RM10 to RM100 A compensation charge when the minimum payment is late.
Cash withdrawal: 1% fee, at least RM4.00 Plus 8% service tax on the fee, and an 18% a year profit rate from the day you take it out.
Replacement card: RM20

Income: You need RM250,000 in assets with CIMB.
Who: CIMB Preferred clients only
Age: 21 or older Extra cardholders from 18.
Documents: MyKad (NRIC)
Employees: latest 1 to 3 months of payslips, or an EPF statement with at least 6 months of contributions
Self-employed: 6 months of company bank statements and business registration, or your latest Form B with the LHDN payment receipt
One month of payslips is enough at large or listed companies with a fixed salary. Others need 3 months, plus salary bank statements if the employer is smaller.

Concierge: Visa Concierge Lifestyle privileges. Call 1800 805 574.
Pay by phone: Apple Pay, Google Pay, Samsung Pay Add it in the CIMB OCTO app.
Card network: Visa Infinite