Standard Chartered Simply Cash No longer offered
- Earns
- Up to 15% Petrol, from RM2,500 a month
- Minimum spend
- RM2,500 a month or it pays 0.5%, up to RM10 a month
- Applications
- Closed Needed RM96,000 income
- Annual fee
- RM250 1% overseas fee, lower than most
Good for
- 15% cash back on petrol, and on dining and 14 named grocers, once you spend RM2,500 in the month.
- Up to RM20 back on petrol plus RM20 on groceries and dining each month.
- Supplementary cards have no annual fee.
Watch out
- Below RM2,500 a month it pays only 0.5%, capped at RM10.
- Groceries earn only at the 14 named grocers.
- Cash back is redeemed in blocks of RM30; smaller amounts wait in the balance.
What it earns
Cash back, as a share of what you spend.
- Counts toward the minimum: every billed purchase, except the ones below. Touch 'n Go reloads, Grab top-up / GrabPay, Boost top-up, ShopeePay top-up and MAE / other e-wallet count but earn nothing.
- Does not count: Government / LHDN / JPJ, JomPAY / FPX / DuitNow to billers, Utilities, Telco and Insurance.
| Spending | Under RM2,500 | RM2,500 or more | Monthly cap |
|---|---|---|---|
| Petrol | 0.5% up to RM10 a month across Petrol, Groceries and Dining | 15% | RM20 reached at RM133.33 |
| Groceries and Dining | 0.5% up to RM10 a month across Petrol, Groceries and Dining | 15% | RM20 reached at RM133.33 |
| Everything else | Nothing | Nothing | |
| Government / LHDN / JPJ, JomPAY / FPX / DuitNow to billers, Utilities, Telco, Insurance, Touch 'n Go reload, Grab top-up / GrabPay, Boost top-up, ShopeePay top-up and MAE / other e-wallet | Nothing | Nothing |
Getting your cash back
- How it's paid
- You redeem it for a card credit It is not credited by itself. Redeem it on the SC 360° Rewards site in blocks of RM30, and the cash reaches your card account within 5 working days.
- Which month counts
- The calendar month Worked out in the first week of the next month and added within 60 days after the month ends. A reversal comes off that month's total.
- When you lose it
- Not redeemed by the cancellation date Redeem it before the points cancellation date on your monthly statement. SC can refuse or take back cash back on a refunded, disputed or unauthorised purchase.